Fractional CFO Advisory
Senior financial leadership without adding a full-time executive.
Direct access to CFO-level guidance, disciplined reporting, and practical decision support for established small businesses and healthcare practices.
The Advisory Relationship
What You Get With a Fractional CFO
The value is not another report. It is access, cadence, accountability, and a clearer view of the business.
Strategic decision support
Direct access when decisions involve cash, pricing, financing, staffing, ownership, growth, acquisitions, or business value.
Quarterly in-person owner reviews
Structured discussion of the financial statements, operating trends, open items, and the decisions ahead.
Monthly management reporting
Reviewed financials, KPI commentary, variance items, and cash flow visibility on a consistent cadence.
Weekly oversight
Accountability around close, payroll, AP/AR, approvals, reporting, and the existing accounting team.
Financial planning
Budgets, rolling forecasts, working capital visibility, debt planning, and scenario analysis.
Integrated accounting and tax support
Reliable information, year-end coordination, and tax preparation connected to the broader advisory relationship.
Where CFO Leadership Matters
Support for the decisions that shape the business.
Cash Flow & Working Capital
Short-term visibility, forecasting, collections, payment timing, debt, and distributions.
Margins & Profitability
Pricing, service-line economics, overhead, customer or payer mix, and cost structure.
Reporting & Accountability
Monthly reporting, KPIs, variance review, ownership follow-up, and management cadence.
Banking & Financing
Lender reporting, covenant visibility, projections, financing support, and capital planning.
Growth & Transactions
Expansion, acquisitions, new entities, transitions, due diligence, and integration planning.
Owner Economics
Compensation, distributions, tax coordination, partner economics, and business value.
Strong Fit
When the business has outgrown basic accounting reports.
Fractional CFO advisory is designed for owners who already have financial activity, obligations, and decisions that require a stronger operating view—but do not need a full-time CFO on payroll.
The relationship works best when leadership values timely information, direct communication, and accountability around the financial function.
Confidential Conversation
Discuss the decisions behind the numbers.
Start with the business, the pressure points, and the level of financial leadership that would be useful.
Start a Confidential Conversation